New startup ideas · Fintech · Fintech
startup idea
Attestry
The global registry that stops government payments to impostor suppliers.
Attestry is a shared registry of verified government suppliers and their real bank accounts: before a treasury or municipality releases a payment, its ERP checks the payee against the registry through a no-code integration.
- Software subscription
- Government and public sector
- $1-10B market
- Network effects, winner takes most
- Global from day one
3/5
venture judge
1
similar startups, last 2 years (21 all-time)
95%
of 3 nearest real companies still alive
yes
5 matching federal grants and programs
Direction supported by government programs and grants
Scorecard
One score that balances how trendy the idea is, the demand for it and its potential for 100x, with competition measured relative to every other idea in the catalog. Recent startup trends first, government priorities second.
69
Idea Score, 0-100 · raw 42.1 x 1.64
Warm
competition: more crowded than 20% of ideas · headwind x0.90
+1.9
government priorities, secondary (5 matching grants)
Trend
31
Is the wave forming now? 2025-26 entrants vs 2023-24, rounds since 2025, the sector's live-batch direction, the 2026 trend analyst.
- Entrants 2025-26 vs 2023-24 (similar companies)23
- Rounds announced 2025+ in the sector25
- Sector direction (live batch)50
- 2026 trend analyst25
Demand
52
Does anyone want it? YC's current RFS, companies already paid for something similar, the operator judge, founders' yes-rate in decks, readers who would run the test.
- YC asks for it (current RFS: idea / sector)30
- Someone already pays (similar companies, recent / all-time)100
- Operator judge: real pain25
100x potential
56
Can it return a fund? The venture judge (double weight), market-size and moat axes, neighbours still alive, the technologist judge.
- Venture judge50
- Market size axis33
- Moat axis100
- Neighbours still alive79
- Technologist judge25
Score = 100 x cbrt(Trend x Demand x 100x) x (1 - 0.5 x crowding) + government bonus (max 5), calibrated so the 95th-percentile idea scores 90 (order never changes). A geometric mean: a weak pillar cannot be papered over. Percentiles are among the 272 ideas in the catalog; the terms matched were global, registry, stops, government, payments, impostor, suppliers, shared.
The idea in full
- What
- Attestry is a shared registry of verified government suppliers and their real bank accounts: before a treasury or municipality releases a payment, its ERP checks the payee against the registry through a no-code integration. A supplier verified once by any member government is trusted by every other member, and Attestry's ops team does the verification legwork that individual finance offices cannot. It is sold as an annual subscription to public treasuries through the eprocurement and ERP integrators that already hold those relationships.
- Why now
- Effectiv AI, a fraud-orchestration platform aimed at financial institutions, went inactive in 2024, and today 7 of the last two years' companies still pitch 'financial institutions' while none in the brief sells payment fraud protection to the public sector - governments, which publish their vendor lists and payment calendars, are the most impersonated and least defended payers.
- Wedge: first customer and entry point
- A two-person team signs five mid-size city and county treasuries through one government ERP reseller, verifying just their top 500 suppliers each, and publishes the first cross-jurisdiction verified-payee list.
- Path to 100x
- Government payment-integrity and vendor-verification software is a $1-10B market, and a registry is winner-takes-most by construction: every verified supplier makes the network more valuable to every unjoined government, and every joined government makes verification free for thousands of suppliers. The 100x case is Attestry becoming the default payee-trust layer wired into government ERPs worldwide through channel partners, with the verified entity-to-bank-account graph as a data asset no second registry can rebuild.
- Ceiling
- National governments mandating their own domestic registries would fragment the network into country silos and cap Attestry as a mid-size integrator of registries rather than the registry.
- Closest real companies, as the generator saw them
- CRS Group positions as the single platform for credit, fraud, and compliance for financial institutions, not governments; Effectiv AI (inactive 2024) orchestrated bank fraud tools; Analog Financial automates compliance-sensitive money movement for private parties, not a public payee registry.
- Main risk
- Public procurement cycles are slow enough that the registry may run out of runway before it reaches the density that makes membership self-evident.
Five judges
Each judge scores every idea in the catalog with a named rubric; the venture judge decides whether a card is shown at all (4-5 is venture-grade).
Venture investor
3/5
Registry network effects are real, but public procurement cycles are slow enough that the card itself names runway as the binding constraint.
Bootstrapper
2/5
Manual verification of 500 suppliers per treasury is field-ops labor against public procurement cycles the card itself admits may outlast runway.
Operator
2/5
The registry is worthless until many governments join, so it needs the whole public sector to move first through multi-year procurement cycles.
Technologist
2/5
The verification legwork is a manual ops team and the integration is a no-code ERP payee check, so the registry data is the only asset.
Risk
3/5
Diversified across many public treasuries with no license needed, though channel access sits with government ERP resellers and procurement cycles may outlast runway.
trends
2/5
Why-now is an empty-field claim built on Effectiv AI's 2024 death; nothing in 2025-2026 newly enables a supplier registry that was buildable years ago.
Similar startups in the directory
Companies whose pitch matches most of the idea's terms (global, registry, stops, government, payments, impostor, suppliers, shared): 21 all-time, 1 from the last two years. Same matching as Idea Check.
Full Stack Fintech and Supply Chain Platform for Global Trade
Discover and share the carbon footprint of your products.
Frontier AI Defenses for Social Engineering Attacks
AI agents that automate AP, procurement, and finance
Pay, Get Paid and Extend Cash Flow using your Credit Card as…
B2B marketplace for construction material in Brazil.
One-stop-shop for flexible family care
AI-powered identity verification solution for fraud prevention.
Developer of a blockchain platform designed to build breakthrough crypto technology for a world without economic borders. The company's platform offers an open-source payment system using a math-based virtual currency that helps in free payments to merchants, consumers, and developers, enabling global financial institutions, businesses, governments, and developers to move, manage, and tokenize value and customers to pay in any currency with no chargebacks and instant global payment options.
Digglue supports DX using blockchain and AI, mainly for the manufacturing industry.
Deepan AI is a provider of multi-sensor AI, tools and services intended to focused on the robotics, driver assistance and autonomous driving space.
Synchronizes Global trade. Simplify the management of your shipments by synchronizing every party involved, transactions and documents in one place.
The generator's reference companies
Real companies the model named as closest when it wrote the card, with their fate. A check mark is a company the radar could verify in its directory.
Public money in this direction
US federal grants, SBIR/STTR awards and open opportunities from the radar's public-money feed, matched to the idea's terms; the sector totals give the context.
5
grants and programs matching the idea
2
startup-relevant grants in Fintech
$809K
awarded in the sector, tracked
National Science Foundation · NSF Engines - Type 2, Special Projects · $15M · posted 2026-07-13
- Collaborative Research: Enhancing Stochastic Supply Chains via Cascading Simulation and Adjustable Optimizationawardmedium relevance
National Science Foundation · OE Operations Engineering · $316K · posted 2026-08-17
- Collaborative Research: Enhancing Stochastic Supply Chains via Cascading Simulation and Adjustable Optimizationawardmedium relevance
National Science Foundation · OE Operations Engineering · $131K · posted 2026-08-17
- CAREER: Improving Road Safety and Supporting Infrastructure through Responsible Use of Driving Dataawardmedium relevance
National Science Foundation · ISP-Infrastructre Systms & Ppl, CAREER: FACULTY EARLY CAR DEV · $609K · posted 2026-07-20
- POSE: Phase I: Building an Open-Source Ecosystem for Spatial Multi-Scale and Multi-Omics Data Scienceawardmedium relevance
National Science Foundation · POSE · $300K · posted 2026-07-16
Market signal
What the radar sees in Fintech: new companies by cohort year, the forming YC batch, and outcomes since the February snapshot.
Fintech · 251 → 148 → 186 → 124 → 72 new companies 2022 → 2026 · 90% aliveYC S26: 11 in this cluster, 5% of the batch (was 8% in X26) (F26 is still forming: 21 listed)Since February, of 596 YC companies here: 8 acquired, 6 shut down, 45 rewrote their pitch
Design attributes
The card is one cell of a designed set: every axis below was chosen before the text was written, and the text had to realize it.
- Buyer
- Government and public sector
- Business model
- Software subscription
- Path to 100x
- Network effects, winner takes most
- Market size
- $1-10B market
- Capital intensity
- Capital-medium (ops, field teams)
- Speed to revenue
- Revenue in 1-3 years
- Technical depth
- Integrations, no-code
- Go-to-market
- Partners and channels
- Moat
- Data moat
- Geography
- Global from day one
- Regulation
- Some regulation
- Vibe
- Hot space
Listed under
An idea sits in its own sector and in any sector its text clearly touches.
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