New startup ideas · Consumer and commerce · Consumer
startup idea
Foliograph
A global copy-investing network built on ML-verified track records.
Foliograph is a consumer subscription that connects to a user's existing brokerage account, verifies and risk-normalizes their real returns with ML across brokers and asset classes, and lets subscribers automatically replicate top verified portfolios sized to their own risk limits.
- Software subscription
- Consumer
- $10-100B market
- Network effects, winner takes most
- Global from day one
4/5
venture judge
14
similar startups, last 2 years (88 all-time)
92%
of 2 nearest real companies still alive
yes
8 matching federal grants and programs
Direction supported by government programs and grants
Scorecard
One score that balances how trendy the idea is, the demand for it and its potential for 100x, with competition measured relative to every other idea in the catalog. Recent startup trends first, government priorities second.
44
Idea Score, 0-100 · raw 26.6 x 1.64
Crowded
competition: more crowded than 81% of ideas · headwind x0.59
+3.6
government priorities, secondary (35 matching grants)
Trend
18
Is the wave forming now? 2025-26 entrants vs 2023-24, rounds since 2025, the sector's live-batch direction, the 2026 trend analyst.
- Entrants 2025-26 vs 2023-24 (similar companies)45
- Rounds announced 2025+ in the sector25
- Sector direction (live batch)0
- 2026 trend analyst0
Demand
53
Does anyone want it? YC's current RFS, companies already paid for something similar, the operator judge, founders' yes-rate in decks, readers who would run the test.
- YC asks for it (current RFS: idea / sector)60
- Someone already pays (similar companies, recent / all-time)100
- Operator judge: real pain0
100x potential
62
Can it return a fund? The venture judge (double weight), market-size and moat axes, neighbours still alive, the technologist judge.
- Venture judge75
- Market size axis67
- Moat axis100
- Neighbours still alive30
- Technologist judge25
Score = 100 x cbrt(Trend x Demand x 100x) x (1 - 0.5 x crowding) + government bonus (max 5), calibrated so the 95th-percentile idea scores 90 (order never changes). A geometric mean: a weak pillar cannot be papered over. Percentiles are among the 272 ideas in the catalog; the terms matched were global, copy-investing, network, built, ml-verified, track, records, consumer.
The idea in full
- What
- Foliograph is a consumer subscription that connects to a user's existing brokerage account, verifies and risk-normalizes their real returns with ML across brokers and asset classes, and lets subscribers automatically replicate top verified portfolios sized to their own risk limits. It reaches consumers as an embedded layer inside partner brokers and neobanks rather than through its own paid acquisition. Licensing as an investment adviser in each region is the product's slow, deliberate first phase.
- Why now
- Two YC S26 companies - OpenTrade ('the new interface for investing') and tash - show retail investing interfaces being re-founded right now, and Whoop's $575M Series G proves consumers sustain large recurring subscriptions for verified personal performance data; nobody has built the cross-broker verification layer that makes investing performance a social object.
- Wedge: first customer and entry point
- Verified track-record profiles for one broker's power users in one jurisdiction, launched as that broker's white-label 'proven investors' feature before any replication is switched on.
- Path to 100x
- Retail investing and wealth management fees are a $10-100B pool, and the scaling mechanism is a two-sided network: verified managers attract subscriber capital, subscriber capital attracts more managers, and the graph of authenticated track records is winner-takes-most because a track record only lives where it was verified. Subscription plus a share of performance fees on replicated flows gives power-law upside on a capital-light base.
- Ceiling
- Large brokers can build native copy features and shut off account connectivity, stranding Foliograph without its raw data feed.
- Closest real companies, as the generator saw them
- OpenTrade is building a single-player investing interface and tash a platform for sports and trading cards; neither verifies performance across brokers or builds a replication network, which is the entire defensibility here.
- Main risk
- Regulators in key markets classify auto-replication as discretionary portfolio management and the licensing burden outruns the company's runway.
Five judges
Each judge scores every idea in the catalog with a named rubric; the venture judge decides whether a card is shown at all (4-5 is venture-grade).
Venture investor
4/5
Verified cross-broker track records are a genuine two-sided graph on a $10-100B fee pool, capital-light, though broker connectivity cutoff is the live threat.
Bootstrapper
2/5
Investment adviser licensing in each region is a deliberate slow first phase, and auto-replication risks reclassification as discretionary management.
Operator
1/5
Retail investors have no budget line for copy-trading and brokers can cut off connectivity, so the buyer neither owns spend nor feels acute pain.
Technologist
2/5
Return verification ML sits on broker account connectivity that the brokers themselves can shut off, which the card admits as its ceiling.
Risk
1/5
Brokers supply the data feed, the distribution and the copy feature that replaces it, plus unresolved discretionary-management licensing in every market.
trends
1/5
Copy trading was eToro's pitch in 2010, fintech fell from 8% to 5% of the batch, and multi-region adviser licensing burns the supposed window.
Similar startups in the directory
Companies whose pitch matches most of the idea's terms (global, copy-investing, network, built, ml-verified, track, records, consumer): 88 all-time, 14 from the last two years. Same matching as Idea Check.
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The generator's reference companies
Real companies the model named as closest when it wrote the card, with their fate. A check mark is a company the radar could verify in its directory.
Public money in this direction
US federal grants, SBIR/STTR awards and open opportunities from the radar's public-money feed, matched to the idea's terms; the sector totals give the context.
8
grants and programs matching the idea
29
startup-relevant grants in Consumer
$8M
awarded in the sector, tracked
- I-Corps: Translation Potential of a marine-adapted radio frequency identification (RFID) and analytics platform for digital inventory management in shellfish aquacultureawardhigh relevance
National Science Foundation · I-Corps · $50K · posted 2026-08-19
- I-Corps: Translation Potential of Intelligent Aerial Logistics for Time-Critical Organ Transportationawardhigh relevance
National Science Foundation · I-Corps · $50K · posted 2026-08-17
- SBIR Phase I: Synchrony Loop Networks: a groundbreaking neuromorphic approach for live, unsupervised, one-shot source separation and diarization in complex auditory scenesawardhigh relevance
National Science Foundation · SBIR Phase I · $303K · posted 2026-08-11
- InVitreON: A compact and integrated platform for long-term neuronal culture incubation, recording and closed-loop stimulationawardhigh relevance
NIH / NIMH · SBIR phase I · $457K · posted 2026-08-01
- DEVELOPMENT & TESTING OF A NOVEL THERAPEUTIC DEVICE FOR IMPROVING MOBILITY IN PATIENTS WITH LOWER-EXTREMITY PERIPHERAL ARTERY DISEASEawardhigh relevance
NIH / NHLBI · SBIR phase II · $1M · posted 2026-08-01
- I-Corps: Translation Potential of a Scalable Sensor Fusion for Critical Infrastructure Drone Defenseawardhigh relevance
National Science Foundation · I-Corps · $50K · posted 2026-07-30
- SBIR Phase II: Solving the 4,023-Year-Old Logistics Control Problem Using Modern IoT Standards and a Novel Combination of Passive RFID, UWB, and Cellular Technologyawardhigh relevance
National Science Foundation · SBIR Phase II · $1M · posted 2026-07-24
NIH / NIEHS · SBIR phase I · $259K · posted 2026-07-01
Market signal
What the radar sees in Consumer: new companies by cohort year, the forming YC batch, and outcomes since the February snapshot.
Consumer · 170 → 218 → 206 → 153 → 49 new companies 2022 → 2026 · 87% aliveYC S26: 8 in this cluster, 3% of the batch (was 5% in X26) (F26 is still forming: 21 listed)Since February, of 787 YC companies here: 2 acquired, 4 shut down, 37 rewrote their pitch
Design attributes
The card is one cell of a designed set: every axis below was chosen before the text was written, and the text had to realize it.
- Buyer
- Consumer
- Business model
- Software subscription
- Path to 100x
- Network effects, winner takes most
- Market size
- $10-100B market
- Capital intensity
- Capital-light (software margins)
- Speed to revenue
- Revenue in 1-3 years
- Technical depth
- Deep tech: ML, hardware, bio
- Go-to-market
- Partners and channels
- Moat
- Network effects
- Geography
- Global from day one
- Regulation
- Heavily regulated
- Vibe
- Hot space
Listed under
An idea sits in its own sector and in any sector its text clearly touches.
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