Cohorts of 2019

Operator of an AI-powered mobile loan and payments platform intended to offer credit without collateral or credit history. The company's platform provides read digital footprints such as transaction history with large suppliers and data on the mobile phone to grant an instant digital credit line, enabling small and medium enterprises to purchase inventories from selected suppliers.

Provider of automated credit card services intended to improve financial life. The company offers a consumer credit card with automation that gives people control over their finances while saving time by allowing users to set customized rules on where, when, and how they can use the card, enabling cardholders to automate their finances and customize the credit card experience through their mobile phones.

Mamo is a UAE-based Fintech that offers payment collection, corporate cards and expense management solutions in one beautiful, intuitive platform. Mamo is used by SMEs to automate financial operations and save on fees.

Developer of a financial software designed to connect fast-growing companies to finance leaders. The company platform offers a member-only community of like-minded senior finance experts who are committed to helping small businesses grow, enabling finance professionals to stay in control of their work/lifestyles and companies to seek expert finance consultation that is customized to their needs.

Developer of a financial coaching platform intended to help people handle money wisely and obtain financial freedom. The company's platform allows users to consolidate credit card debt, cash card and personal loans, build good credit, and plan for financial goals, thereby enabling customers to have a clear route towards financial independence.

Developer of a fintech platform designed to abstract developers from the fragmentation of the financial infrastructure. The company's platform makes it easy for developers to connect to the user's bank accounts and provides financial institutions with a plug-and-play integration layer to scalably connect with emerging fintech companies without relinquishing control, enabling businesses to seamlessly access their customers' financial data and initiate instant bank transfers

Developer of a digital financial platform intended to facilitate the collection of recurring payments. The company's platform conducts transactions and gathers cash receipts by intermediating between buyers, sellers, and their banks, enabling businesses to avail secure process of administering bank-to-bank payments.

Developer of a buy now pay later platform designed to change the way people finance their purchases. The company's platform integrates with websites or applications to give people the ability to split their costs and manage them through installment payments, enabling businesses to offer their customers the choice of paying in interest-free installments.

Provider of peer-to-peer lending services intended to help small and medium enterprises pre-finance their invoices. The company offers an alternative to regular short-term finance by borrowing money against outstanding invoices and individual lending through individuals as well as provides investment tracking services through application, enabling businesses and individuals to meet their short-term and working capital needs.

Developer of a financial infrastructure platform intended to link payment cards with mobile and website applications. The company's platform integrates directly with various payment cards such as Visa or Mastercard to get granular transaction data, including amount, location, date and merchant in real-time thus utilizing consumers' financial data for improved marketing and customer engagement, enabling clients to monitor and reward customers based on actual spending.

Operator of a financial services marketplace intended to provide a wide range of money transfer financial services for migrant workers. The company's marketplace helps migrant foreign workers who do not have the access to online banking or credit cards to services like online bus ticket booking, air ticket, bill payment and mobile top-up, enabling migrant workers to have access to a variety of digital payments services and customize them according to their needs.

Operator of a financial platform intended to help professionals in managing their investments. The company's platform facilitates trading in stocks and funds and has advisors who provide financial planning services, promote the stock market, and guide towards a responsible credit culture, enabling clients to meet their goals and maintain financial security.

Operator of a technology-enabled bank intended to offer banking services to small and medium businesses. The company's services offer bank accounts built specifically for startups by combining Federal Deposit Insurance Corp-insured checking and savings accounts with tech tools like cashflow analytics, intuitive dashboards and efficient payments, enabling tech businesses to have a practical financial stack, real-time insight into business finances and tools to maximize operational efficiency.

Developer of a microlending financial platform intended to offer personal loans. The company's platform offers instant loans to customers through its application without the need for documents or convoluted processes, enabling users to apply for a loan anytime and anywhere without any hassle.

Developer of a Web3 family crypto wallet designed to create opportunities for families to come together to plan, invest, learn, and play. The company's platform provides families with tools and software to reimagine what families can do together with money and assets, enabling families to get empowered to be the custodians of their data and wealth.

Developer of a medical platform intended to help physicians with instant reimbursements. The company's offerings include connecting, processing and receiving payment for their claims, enabling medical practitioners to get their money without any administrative cost.

Developer of a financial platform designed to focus on improving the financial wellness of corporate employees. The company's platform lets corporate workers receive part of their salaries in advance at almost any time during the month and the same is deducted from their monthly salary, enabling employees to access funding in times of emergency, and for corporations to improve employee happiness, productivity, and corporate loyalty.

Octa provides cutting-edge software and payment technology to B2B companies to bring their cash collection processes to the next level, and improve their cash flows. Our software manages your Accounts Receivables for you with automated yet personalized workflows and integrates in one click (literally) with your existing accounting software. Get paid quicker and easier! Reduce your late payments by 50%. Our features include: Real-time metrics on your Account Receivable collection Automated and personalized workflows Payment portals adapted to each customer We integrate directly with different accounting solutions like Quickbooks, Netsuite, or Xero and can also develop specific APIs. Our partnerships with Stripe and Go Cardless streamline payments for your customers.

Provider of insurance services intended to offer small and short-term insurance services. The company offers mobile-native, data-driven innovative insurance products and digital platforms which connect insurance products to various services, enabling clients to get insurance easily and provide new products to the market with new technologies, creating an impact on society.

Developer of a modern financial technology platform intended to provide premium financial services for both personal and business banking in a single application. The company's application provides a digital account with instant zero-interest loans and fees, tracks bills, and projects income, it is also developing non-financial SaaS (software-as-a-service) products for the small business market enabling users to enjoy digital banking services conveniently.

Developer of an automobile insurance platform designed to offer a new way of insurance that focuses on the person and not the car. The company's platform delivers simple, easy, and accessible personalized car insurance, a human-centered design to create a better digital experience around buying, managing, and making claims on a policy, enabling customers to get insured wherever they are, whenever they want, and pay what they need.

Developer of a cryptocurrency trading platform designed to give licensed digital currency exchange in the Middle East. The company's platform offers cryptocurrency exchange operating out of the regulatory sandbox, enabling clients to buy, sell, and store digital currency in a regulated, secure, and compliant way.

Developer of an AI technology platform designed to assist with marketing and alternative scoring applications. The company's platform is a fully digitalized process of lowering risk in credit scoring in the loan approval process by analyzing data, enabling financial institutions and microlenders to serve customers in the underbanked sector.

Operator of a multi-product insurance platform intended to emphasize the understanding, pricing, and use of insurance. The company's platform focuses on offering predefined cover amounts paid when the insurance conditions are met and simplifying such conditions in order to honor the promise to pay, enabling clients to avail of insurance with confidence and support.