Y Combinator companies

The Y Combinator portfolio as the radar sees it: synced daily, classified into clusters, checked for life and movement. 6,198 companies.

CompanyClusterProgramStatusLast signal
AlgoTest

Ecosystem for options trading in India

Fintechalgorithmic options trading platformY CombinatorS22Activechecked 2026-08-23
Anchor

Embedded finance platform for African businesses

Fintechbanking-as-a-service APIsY CombinatorS22Activechecked 2026-08-23
BallerineAI

Agentic Intelligence Layer for Merchant Risk Decisions

FintechAI-powered merchant risk underwritingY CombinatorS22Activechecked 2026-08-23
Bitstack

All things money, with better money

FintechBitcoin-native neobankY CombinatorS22Activechecked 2026-08-23
Bridgecard

Card issuer for Africa

FintechCard issuing infrastructure for fintechsY CombinatorS22Inactivechecked 2026-08-23
Capix

AI-powered private equity intelligence.

FintechPE firm discovery and intelligenceY CombinatorS22Activechecked 2026-08-23
Cashboard

Inventing the solo CFO.

FintechCFO operations and financial management SaaSY CombinatorS22Activechecked 2026-08-23
Chariot

A payment network connecting nonprofits to the $326B in DAFs

FintechDAF payment infrastructureY CombinatorS22Activechecked 2026-08-24
Coupl

Banking designed for Indian couples.

FintechJoint accounts for Indian householdsY CombinatorS22Activechecked 2026-08-23
Coverage CatAI

Consumer Optimized Insurance

FintechAI insurance broker for consumersY CombinatorS22Activechecked 2026-08-23
Drahim đź’°

WealthFront for Saudi & Middle East

Fintechpersonal wealth management for Middle EastY CombinatorS22Activechecked 2026-08-24
Drip

Shop and pay in installments anywhere

Fintechbuy now pay later with cashbackY CombinatorS22Inactivechecked 2026-08-24
erad

Non-dilutive funding and payments in the Middle East

FintechNon-dilutive capital and revenue financingY CombinatorS22Activechecked 2026-08-23
EthosX

The protocol for derivatives on blockchains

Fintechdecentralized derivatives protocolY CombinatorS22Activechecked 2026-08-23
Express Building

Financing Southeast Asia's ~$1 trillion housing backlog

Fintechreal estate development financingY CombinatorS22Activechecked 2026-08-23
FlyCode

Recover failed subscription payments to increase retention and LTV

Fintechpayment recovery automationY CombinatorS22Activechecked 2026-08-23
Gullak Money

Gullak automates savings & invests these in gold

Fintechautomated savings and gold investmentY CombinatorS22Activechecked 2026-08-23
Kashin

Credit for the emerging economy in Latam

FintechAI-powered microcredit for emerging marketsY CombinatorS22Activechecked 2026-08-23
LandeedAI

Landeed is India’s digital infrastructure for property intelligence,…

FintechProperty intelligence and mortgage infrastructureY CombinatorS22Activechecked 2026-08-23
Lotus

Open-Core Pricing and Billing Engine

Fintechusage-based billing infrastructureY CombinatorS22Inactivechecked 2026-08-17
Lyra

Spend crypto anywhere online

Fintechcrypto payment cardsY CombinatorS22Site unreachablechecked 2026-08-17
Magic

Pay by Bank Platform

Fintechpayments and rewards platformY CombinatorS22Inactivechecked 2026-08-23
Moneco

Neobank for African migrants in Europe

FintechNeobank for African migrantsY CombinatorS22Activechecked 2026-08-23
nsave

Trusted $€£ accounts abroad for people from unstable economies.

Fintechneobank for unstable economiesY CombinatorS22Activechecked 2026-08-23
Pana

A Global Bank on Chain

Fintechblockchain-based global USD bankingY CombinatorS22Active, new domain2026-08-23
Payfura

Global payment gateway to buy/sell crypto

Fintechcrypto fiat on/off rampY CombinatorS22Inactivechecked 2026-08-23
Ping

The global neo-bank for contractors and freelancers

Fintechneobank for freelancers and contractorsY CombinatorS22Inactivechecked 2026-08-17
Pivo Technology Inc

Digital Bank for Freight Carriers in Africa.

FintechDigital banking for freight carriersY CombinatorS22Inactive2026-08-23
PrimeVault

Infrastructure powering stablecoin and digital finance

Fintechstablecoin and digital asset infrastructureY CombinatorS22Activechecked 2026-08-23
Rio

LATAM’s largest stablecoin FX and liquidity provider

FintechLATAM stablecoin liquidity providerY CombinatorS22Activechecked 2026-08-23
Ruleset

The SaaS Decision Engine for Lenders

Fintechlending decision engineY CombinatorS22Inactivechecked 2026-08-17
Stackup

Stackup helps businesses manage their crypto assets.

Fintechcrypto asset management platformY CombinatorS22Activechecked 2026-08-23
SunlightAI

The intelligence and execution layer for agentic B2B card payments.

FintechAI-powered B2B payment automationY CombinatorS22Activechecked 2026-08-23
Tank Payments

Modern financial infrastructure for the trucking industry.

Fintechpayments infrastructure for logisticsY CombinatorS22Activechecked 2026-08-23
TheraAI

AI-Native Finance OS

FintechAI-native financial operations platformY CombinatorS22Activechecked 2026-08-23
Tranch

Tranch is the invoice to payments platform for enterprises.

Fintechinvoice payments platformY CombinatorS22Acquiredchecked 2026-08-17
Versa

Smart receipts for your business spend

FintechReceipt and expense automationY CombinatorS22Activechecked 2026-08-23
Weltio

First LatAm W3 WealthTech for AutoInvesting in securities & crypto

FintechLatAm robo-advisor and brokerageY CombinatorS22Inactivechecked 2026-08-17
Amal Invest

Investing app for Muslims

FintechShariah-compliant investing appY CombinatorW22Activechecked 2026-08-23
amiloz

Micro-lender in Mexico

Fintechmicro-lending platform MexicoY CombinatorW22Activechecked 2026-08-23
Anfin

A multi-asset trading platform dedicated to retail investors

Fintechretail trading platform for VietnamY CombinatorW22Activechecked 2026-08-23
Apollo

Payments & Loyalty Infrastructure

Fintechpayments and loyalty infrastructureY CombinatorW22Activechecked 2026-08-23
Arc

Banking & Funding for Startups

FintechCash management and capital for startupsY CombinatorW22Acquiredchecked 2026-08-23
Armilla AI

Liability insurance for generative AI and AI Agents

FintechAI liability insuranceY CombinatorW22Activechecked 2026-08-23
Arpari

Multibank treasury management

Fintechmultibank treasury management platformY CombinatorW22Activechecked 2026-08-23
Aspora

Single account to manage money across the world

FintechGlobal neobank for international paymentsY CombinatorW22Activechecked 2026-08-23
AYC FundAI

AI-native crypto hedge fund

FintechAI-powered crypto trading fundY CombinatorW22Activechecked 2026-08-23
BensonAI

Easily invest like the rich

FintechAI-powered stock investment advisoryY CombinatorW22Activechecked 2026-08-23
BharatX

Enable Buy-Now-Pay-Later in a White-Labelled Manner

Fintechbuy-now-pay-later infrastructureY CombinatorW22Acquiredchecked 2026-08-23
Bifrost

Wills and Estate Management for Crypto

Fintechcrypto estate planningY CombinatorW22Inactivechecked 2026-08-17
Botin

Investment super app for Latin America

FintechInvestment app for Latin AmericaY CombinatorW22Inactivechecked 2026-08-17
Boya

Corporate Expense cards and Spend management for businesses in Africa

FintechCorporate expense cards for African SMBsY CombinatorW22Activechecked 2026-08-23
Cardda

All-in-one spend management for businesses in Latam

Fintechspend management platform for LatAmY CombinatorW22Activechecked 2026-08-23
Cashmere

Crypto wallet for web3 startups

Fintechmultisig crypto wallet for startupsY CombinatorW22Inactivechecked 2026-08-23
Castia

Built Rewards for Latam. Pay Rent and get benefits.

Fintechrent payment rewards platformY CombinatorW22Inactivechecked 2026-08-17
Clupp

Innovative insurance solutions for underserved markets.

FintechInsurance for underserved marketsY CombinatorW22Activechecked 2026-08-23
Creizer

Clear.co for LATAM. Revenue based financing for online sellers.

FintechRevenue-based financing for e-commerceY CombinatorW22Activechecked 2026-08-23
CuracelAI

AI-Powered Infrastructure for Insurance & Healthcare

FintechAI claims processing and fraud detectionY CombinatorW22Activechecked 2026-08-23
Cypher

Crypto Neo-Bank (WhatsApp moment for bank accounts)

FintechCrypto neo-banking and stablecoin paymentsY CombinatorW22Activechecked 2026-08-23
Decent

Cross-chain routing + trading APIs. One-click transactions with any…

Fintechcross-chain crypto routing and tradingY CombinatorW22Acquired2026-08-23
digi

Enabling banks have a fintech-style loan origination process

FintechLoan origination digitization for banksY CombinatorW22Activechecked 2026-08-23
Duplo

Venmo for B2B in Africa

FintechB2B payments for AfricaY CombinatorW22Activechecked 2026-08-24
Eazipay Inc.

Eazipay powers effortless payroll and financial access in Africa.

FintechPayroll automation and financial accessY CombinatorW22Activechecked 2026-08-23
Elevate (formerly Bloom)

US based USD accounts for non-US residents

FintechUSD banking for non-US residentsY CombinatorW22Activechecked 2026-08-23
Elphinstone, Inc.

Robo-advisory platform for Pakistan

Fintechrobo-advisory wealth managementY CombinatorW22Activechecked 2026-08-23
Emigre

Banking in India for Indian expats (NRIs)

Fintechneobank for Indian expatsY CombinatorW22Inactivechecked 2026-08-23
FinFlx

Flexible Workplace Savings plans for SMEs in MENA.

FintechSMB workplace pension administrationY CombinatorW22Activechecked 2026-08-23
Finnix

Financial technology solutions for Indonesian creative businesses

Fintechlending and financial management for creatorsY CombinatorW22Site unreachablechecked 2026-08-17
FinteliteAI

Intelligent Process Automation for Lending.

FintechAI-powered lending and fraud detectionY CombinatorW22Activechecked 2026-08-23
Fuell

Fuell is a leading Expense Management solution that modernizes…

Fintechexpense management platformY CombinatorW22Acquired2026-08-23
GaussAI

AI agent that helps consumers lower the cost of debt automatically

FintechAI debt optimization agentY CombinatorW22Activechecked 2026-08-23
GIMO

We help underbanked workers get paid before payday

Fintechearned wage access platformY CombinatorW22Activechecked 2026-08-23
Glep

AI-Native Spend platform built for Real Estate businesses

FintechPan-African digital banking for SMBsY CombinatorW22Activechecked 2026-08-23
goodfinAI

Building the next generation of wealth

FintechAI-powered wealth management platformY CombinatorW22Activechecked 2026-08-23
GoSats

GoSats helps you earn free bitcoin when you shop in India.

FintechBitcoin rewards cashback platformY CombinatorW22Activechecked 2026-08-23
Grey

Banking services for remote workers and digital nomads

FintechNeobank for remote workersY CombinatorW22Activechecked 2026-08-23
IMT Care

Disrupting Indian Insurance space by empowering distrubutors

Fintechinsurance products and distributionY CombinatorW22Activechecked 2026-08-23
Joe

We let customers "Buy Now Pay Later" on any store in Europe.

Fintechbuy now pay later for consumersY CombinatorW22Acquired2026-08-23
Jutsoo

All your corporate bank accounts connected under one platform

FintechTreasury management and bank aggregationY CombinatorW22Activechecked 2026-08-23
Kapital Bank

Data driven neobank for SMBs in LATAM

FintechSMB neobank for LATAMY CombinatorW22Active, new domain2026-08-23
Lenk

The next-gen lending platform for the banking system in LATAM.

FintechLoan origination platform for LATAM banksY CombinatorW22Activechecked 2026-08-23
Magna

Carta for Web3: token vesting and DeFi investment management.

Fintechtoken vesting and DeFi cap table managementY CombinatorW22Acquiredchecked 2026-08-23
Mahaana Wealth

Mahaana is first & only licensed digital wealth manager in Pakistan

FintechDigital wealth management for PakistanY CombinatorW22Activechecked 2026-08-23
Momento

Building a full-stack auto insurer for the underserved in LatAm

FintechFull-stack auto insurance for LatAmY CombinatorW22Activechecked 2026-08-23
Mono

Embedded finance infrastructure for LatAm enterprises.

Fintechembedded finance APIs for LatAmY CombinatorW22Activechecked 2026-08-23
Nash

All in one finance platform for borderless businesses in Africa

FintechFinance operating system for African businessesY CombinatorW22Inactive2026-08-23
Numida

Working capital for African micro businesses

FintechMicrofinance lending for African SMBsY CombinatorW22Activechecked 2026-08-23
Onyx Private

A modern and more accessible private bank for the new generation

FintechDigital private banking for high earnersY CombinatorW22Acquiredchecked 2026-08-17
Orca

Banking for Gen Z, on steroids.

FintechGen Z neobanking platformY CombinatorW22Activechecked 2026-08-23
Pantore Pay

Working capital for Brazilian restaurants

FintechWorking capital lending for restaurantsY CombinatorW22Site unreachablechecked 2026-08-23
Partna

Unlock African payments

FintechStablecoin payments AfricaY CombinatorW22Activechecked 2026-08-23
PayCaddy

Simplified Banking as a Service for Latam

FintechBanking-as-a-Service platform for LatamY CombinatorW22Activechecked 2026-08-23
PayCrunch

Credit Card for college students based on UPI.

FintechUPI-based credit for studentsY CombinatorW22Activechecked 2026-08-17
Pigeon

Simplifying loans with your friends & family.

Fintechpeer-to-peer lending platformY CombinatorW22Inactivechecked 2026-08-23
PINA

WealthFront of Indonesia

Fintechpersonal finance management platformY CombinatorW22Activechecked 2026-08-23
Plumter

Financial tools for cross-border trade

FintechCross-border trade payments platformY CombinatorW22Activechecked 2026-08-23
Pluto.markets

Modern Investment Product for 100m underserved Europeans

FintechInvestment platform for underserved EuropeansY CombinatorW22Activechecked 2026-08-23
Poko

Seamless Fiat Payments for Web3

Fintechfiat-to-crypto onramp aggregatorY CombinatorW22Activechecked 2026-08-24
PolicyFly

Modernizing Specialty Insurance

Fintechspecialty insurance automationY CombinatorW22Activechecked 2026-08-23
Proper

Reconciliation and financial operations platform

Fintechpayment reconciliation and accounting automationY CombinatorW22Acquiredchecked 2026-08-23