Y Combinator companies

The Y Combinator portfolio as the radar sees it: synced daily, classified into clusters, checked for life and movement. 6,198 companies.

CompanyClusterProgramStatusLast signal
Cypher

Crypto Neo-Bank (WhatsApp moment for bank accounts)

FintechCrypto neo-banking and stablecoin paymentsY CombinatorW22Activechecked 2026-08-23
Decent

Cross-chain routing + trading APIs. One-click transactions with any…

Fintechcross-chain crypto routing and tradingY CombinatorW22Acquired2026-08-23
digi

Enabling banks have a fintech-style loan origination process

FintechLoan origination digitization for banksY CombinatorW22Activechecked 2026-08-23
Duplo

Venmo for B2B in Africa

FintechB2B payments for AfricaY CombinatorW22Activechecked 2026-08-24
Eazipay Inc.

Eazipay powers effortless payroll and financial access in Africa.

FintechPayroll automation and financial accessY CombinatorW22Activechecked 2026-08-23
Elevate (formerly Bloom)

US based USD accounts for non-US residents

FintechUSD banking for non-US residentsY CombinatorW22Activechecked 2026-08-23
Elphinstone, Inc.

Robo-advisory platform for Pakistan

Fintechrobo-advisory wealth managementY CombinatorW22Activechecked 2026-08-23
Emigre

Banking in India for Indian expats (NRIs)

Fintechneobank for Indian expatsY CombinatorW22Inactivechecked 2026-08-23
FinFlx

Flexible Workplace Savings plans for SMEs in MENA.

FintechSMB workplace pension administrationY CombinatorW22Activechecked 2026-08-23
Finnix

Financial technology solutions for Indonesian creative businesses

Fintechlending and financial management for creatorsY CombinatorW22Site unreachablechecked 2026-08-17
FinteliteAI

Intelligent Process Automation for Lending.

FintechAI-powered lending and fraud detectionY CombinatorW22Activechecked 2026-08-23
Fuell

Fuell is a leading Expense Management solution that modernizes…

Fintechexpense management platformY CombinatorW22Acquired2026-08-23
GaussAI

AI agent that helps consumers lower the cost of debt automatically

FintechAI debt optimization agentY CombinatorW22Activechecked 2026-08-23
GIMO

We help underbanked workers get paid before payday

Fintechearned wage access platformY CombinatorW22Activechecked 2026-08-23
Glep

AI-Native Spend platform built for Real Estate businesses

FintechPan-African digital banking for SMBsY CombinatorW22Activechecked 2026-08-23
goodfinAI

Building the next generation of wealth

FintechAI-powered wealth management platformY CombinatorW22Activechecked 2026-08-23
GoSats

GoSats helps you earn free bitcoin when you shop in India.

FintechBitcoin rewards cashback platformY CombinatorW22Activechecked 2026-08-23
Grey

Banking services for remote workers and digital nomads

FintechNeobank for remote workersY CombinatorW22Activechecked 2026-08-23
IMT Care

Disrupting Indian Insurance space by empowering distrubutors

Fintechinsurance products and distributionY CombinatorW22Activechecked 2026-08-23
Joe

We let customers "Buy Now Pay Later" on any store in Europe.

Fintechbuy now pay later for consumersY CombinatorW22Acquired2026-08-23
Jutsoo

All your corporate bank accounts connected under one platform

FintechTreasury management and bank aggregationY CombinatorW22Activechecked 2026-08-23
Kapital Bank

Data driven neobank for SMBs in LATAM

FintechSMB neobank for LATAMY CombinatorW22Active, new domain2026-08-23
Lenk

The next-gen lending platform for the banking system in LATAM.

FintechLoan origination platform for LATAM banksY CombinatorW22Activechecked 2026-08-23
Magna

Carta for Web3: token vesting and DeFi investment management.

Fintechtoken vesting and DeFi cap table managementY CombinatorW22Acquiredchecked 2026-08-23
Mahaana Wealth

Mahaana is first & only licensed digital wealth manager in Pakistan

FintechDigital wealth management for PakistanY CombinatorW22Activechecked 2026-08-23
Momento

Building a full-stack auto insurer for the underserved in LatAm

FintechFull-stack auto insurance for LatAmY CombinatorW22Activechecked 2026-08-23
Mono

Embedded finance infrastructure for LatAm enterprises.

Fintechembedded finance APIs for LatAmY CombinatorW22Activechecked 2026-08-23
Nash

All in one finance platform for borderless businesses in Africa

FintechFinance operating system for African businessesY CombinatorW22Inactive2026-08-23
Numida

Working capital for African micro businesses

FintechMicrofinance lending for African SMBsY CombinatorW22Activechecked 2026-08-23
Onyx Private

A modern and more accessible private bank for the new generation

FintechDigital private banking for high earnersY CombinatorW22Acquiredchecked 2026-08-17
Orca

Banking for Gen Z, on steroids.

FintechGen Z neobanking platformY CombinatorW22Activechecked 2026-08-23
Pantore Pay

Working capital for Brazilian restaurants

FintechWorking capital lending for restaurantsY CombinatorW22Site unreachablechecked 2026-08-23
Partna

Unlock African payments

FintechStablecoin payments AfricaY CombinatorW22Activechecked 2026-08-23
PayCaddy

Simplified Banking as a Service for Latam

FintechBanking-as-a-Service platform for LatamY CombinatorW22Activechecked 2026-08-23
PayCrunch

Credit Card for college students based on UPI.

FintechUPI-based credit for studentsY CombinatorW22Activechecked 2026-08-17
Pigeon

Simplifying loans with your friends & family.

Fintechpeer-to-peer lending platformY CombinatorW22Inactivechecked 2026-08-23
PINA

WealthFront of Indonesia

Fintechpersonal finance management platformY CombinatorW22Activechecked 2026-08-23
Plumter

Financial tools for cross-border trade

FintechCross-border trade payments platformY CombinatorW22Activechecked 2026-08-23
Pluto.markets

Modern Investment Product for 100m underserved Europeans

FintechInvestment platform for underserved EuropeansY CombinatorW22Activechecked 2026-08-23
Poko

Seamless Fiat Payments for Web3

Fintechfiat-to-crypto onramp aggregatorY CombinatorW22Activechecked 2026-08-24
PolicyFly

Modernizing Specialty Insurance

Fintechspecialty insurance automationY CombinatorW22Activechecked 2026-08-23
Proper

Reconciliation and financial operations platform

Fintechpayment reconciliation and accounting automationY CombinatorW22Acquiredchecked 2026-08-23
Railbird

A futures market for events.

Fintechprediction markets for servicesY CombinatorW22Acquiredchecked 2026-08-23
Rank (formerly Moni)

Group Financing for small businesses across Africa.

FintechGroup lending for African SMBsY CombinatorW22Activechecked 2026-08-23
Rebill

Global payments infrastructure in LATAM and US

FintechMulti-market payment processing infrastructureY CombinatorW22Activechecked 2026-08-23
SALT

B2B Cross-Border Payment & Compliance Platform

FintechB2B cross-border payments and complianceY CombinatorW22Activechecked 2026-08-23
Samos Insurance

Accidental Death Insurance for Surgery

Fintechsurgical accident insuranceY CombinatorW22Active, new domain2026-08-23
SaveIN

Making private healthcare in India accessible and affordable

FintechHealthcare payments and installment plansY CombinatorW22Site unreachablechecked 2026-08-17
Seis

Banking 100% in Spanish for the 44 million US Spanish speakers

FintechSpanish-language neobank for US HispanicsY CombinatorW22Inactivechecked 2026-08-17
SNAB

A global finance automation platform for complex multi-entity…

FintechGlobal banking automation for enterprisesY CombinatorW22Activechecked 2026-08-23
SnapTrade

Plaid for trading

Fintechbrokerage account connectivity APIY CombinatorW22Activechecked 2026-08-23
Soon

Automated sweep account, invest without the stress of speculating

Fintechautomated micro-investing from spendingY CombinatorW22Activechecked 2026-08-23
SpadeAI

Spade is the data and AI platform for modern finance.

Fintechtransaction data structuring and verificationY CombinatorW22Activechecked 2026-08-23
SphereAI

AI-powered sales tax, VAT and GST compliance

FintechAI-powered tax compliance automationY CombinatorW22Activechecked 2026-08-23
Stairs Financial

Find a home you can actually afford

Fintechfirst-time home buyer financingY CombinatorW22Activechecked 2026-08-23
Streak

A neo-banking platform for children in India

FintechNeo-banking for teenagersY CombinatorW22Activechecked 2026-08-23
TAI

Control All of Your Investments from a Single App

Fintechportfolio management and investment insightsY CombinatorW22Acquiredchecked 2026-08-23
Tola

The simple, fast and free tool for businesses to pay and get paid

FintechSMB payments and buy-now-pay-laterY CombinatorW22Acquiredchecked 2026-08-17
Top Road

Payments & analytics for apps in the OpenAI GPT Store

Fintechpayments and analytics for AI app creatorsY CombinatorW22Activechecked 2026-08-23
Touch and Pay Technologies Limited

Digitizing and processing Microtransactions in Africa

FintechMicrotransaction payments for Africa informal sectorY CombinatorW22Activechecked 2026-08-23
Transfez

Brex for small businesses in Indonesia

FintechNeobank for SMBs in IndonesiaY CombinatorW22Activechecked 2026-08-24
TrébolAI

Your back-office, on autopilot

Fintechdocument AI for financial servicesY CombinatorW22Activechecked 2026-08-23
UpBanx

Brex for D2C Brands and Content Creators in Indonesia

FintechBusiness banking for D2C creatorsY CombinatorW22Activechecked 2026-08-23
Valari

Embedded finance platform for LatAm.

FintechEmbedded finance APIs for LatAmY CombinatorW22Inactivechecked 2026-08-24
VantedgeAIAI

Scaling investing workflows with AI

FintechAI agents for institutional investingY CombinatorW22Activechecked 2026-08-23
Wagetap

Advance next payday, and BNPL for bills

FintechEarned wage advance and bill paymentY CombinatorW22Activechecked 2026-08-23
Whiz

Transforming Finances, Maximizing Your Money Potential.

Fintechconsumer neobank and paymentsY CombinatorW22Inactivechecked 2026-08-17
Wibond

Affirm for LATAM

FintechBuy-now-pay-later for LATAMY CombinatorW22Activechecked 2026-08-23
Abhi

Abhi is Pakistan's 1st financial wellness platform focusing on…

FintechEarly wage access for employeesY CombinatorS21Activechecked 2026-08-23
Algofi

Building the new financial system

FintechDecentralized finance infrastructureY CombinatorS21Inactivechecked 2026-08-17
Amenli

Offers insurance to customers in a convenient & transparent way

FintechDigital insurance brokerY CombinatorS21Activechecked 2026-08-24
Apollo

The card that rewards you with stock

Fintechstock rewards debit cardY CombinatorS21Inactivechecked 2026-08-17
AquaAI

The AI-Native Turnkey Alternative Investment Platform (TAIP)

FintechAI-powered alternative asset management platformY CombinatorS21Activechecked 2026-08-23
ARQ

The global financial platform for affluent consumers in the Americas.

Fintechcross-border payments for affluentY CombinatorS21Activechecked 2026-08-23
BaubapAI

Smart micro financing for everyone

FintechAI lending platform for emerging marketsY CombinatorS21Activechecked 2026-08-23
Blixo

Accounts receivable automation to help companies get paid faster

Fintechaccounts receivable automationY CombinatorS21Activechecked 2026-08-23
Bree

Chime for Canada, starting with cash advances

Fintechchallenger bank with cash advancesY CombinatorS21Activechecked 2026-08-23
Chipax

Quickbooks for SMBs in Latam

FintechAccounting and payments for SMBsY CombinatorS21Activechecked 2026-08-23
CoinruleAI

Coinrule Automates Your Crypto and Stock Investments

Fintechautomated investment tradingY CombinatorS21Activechecked 2026-08-23
Covie

Programmatic building blocks for transacting with insurance

Fintechinsurance infrastructure APIY CombinatorS21Inactivechecked 2026-08-23
Cumbuca

Bare-metal access to Brazil's Open Finance and Pix systems

Fintechopen banking infrastructure for developersY CombinatorS21Activechecked 2026-08-23
Dots 💸

Developer friendly drop in payouts infrastructure

Fintechdeveloper-friendly payouts APIY CombinatorS21Activechecked 2026-08-23
Fingo Africa

A neobank for Africa's 500 million youth

FintechPan-African digital banking for youthY CombinatorS21Acquiredchecked 2026-08-17
Float

Supply chain finance for consumer brands

Fintechsupply chain financing for consumer brandsY CombinatorS21Activechecked 2026-08-24
Floatpays Inc

On-demand wage access service built for the African market

Fintechon-demand wage access for African workersY CombinatorS21Activechecked 2026-08-23
Flowbo

Pipe for online businesses

FintechCreator financing and receivables factoringY CombinatorS21Inactivechecked 2026-08-23
Forage

Payments infrastructure for government benefits

FintechGovernment benefits payment processingY CombinatorS21Activechecked 2026-08-23
Formance

Open Source Infrastructure for the Financial Internet

FintechPayment rails and ledger infrastructureY CombinatorS21Activechecked 2026-08-23
Hedgehog

Cryptocurrency Robo-adviser. Buy. Balance. Relax.

Fintechcrypto robo-adviserY CombinatorS21Inactivechecked 2026-08-17
HitPay

Full-stack payments infrastructure for growing APAC businesses

FintechAPAC payments infrastructure for SMEsY CombinatorS21Activechecked 2026-08-23
Hive Health

Simplified digital health insurance for Filipino SMBs

FintechHealth insurance for SMBsY CombinatorS21Activechecked 2026-08-17
Hudson Labs (formerly Bedrock AI)AI

AI-powered equity research software

FintechAI equity research assistantY CombinatorS21Activechecked 2026-08-24
Hypercore

Loan management software for private lenders

FintechLoan portfolio management for private lendersY CombinatorS21Activechecked 2026-08-23
Hyperseed

Zapier for billing

Fintechno-code billing automationY CombinatorS21Inactivechecked 2026-08-17
HyperTrader

The Trading Terminal For Crypto Traders

Fintechcrypto trading terminalY CombinatorS21Site unreachablechecked 2026-08-17
inai

Segment for global payments

FintechGlobal payments aggregation platformY CombinatorS21Acquiredchecked 2026-08-23
Infina

Leading wealth management and investing platform in Vietnam

FintechRetail investment platform VietnamY CombinatorS21Activechecked 2026-08-23
InstaKin

Financial Platform for Migrant Families in America

Fintechneobank for migrant familiesY CombinatorS21Activechecked 2026-08-23
Ivella

Banking and savings products designed for couples

Fintechcouples banking and savingsY CombinatorS21Inactivechecked 2026-08-23
JABU

B2B payments, transforming Africa's cash economy

FintechDigital payments for African SMBsY CombinatorS21Activechecked 2026-08-23