リース株式会社
ActiveAI-native不動産賃貸領域において、家賃債務保証サービス（入居者が賃貸住宅の契約をする際、入居者の家賃滞納リスクを保証するサービス）のDXを通じて、主にフリーランスや個人事業主等の「支払能力はあるのに社会的信用が無い」とみなされる信用弱者が、”入居審査で落とされ賃貸住宅を借りられない”という与信ペインの解消に取り組むCredit Tech Startupです。『smeta』という与信アプリ、および『smeta保証』という家賃債務保証サービスを提供しています。具体的なDXとしては、独自の与信ロジックに基づく審査アルゴリズムの開発と、家賃保証業務のデジタル化です。
What it does
"リース is a Credit Tech startup with a mission to maximize individual creditworthiness in the credit economy. Specializing in real estate and finance, リース develops and operates the credit service 'smeta' and plans and develops AI-based credit evaluation engines. リース addresses credit challenges for individuals such as freelancers and sole proprietors who are deemed to lack social credit despite having the ability to pay. By providing credit based on proprietary credit logic and offering rental debt guarantee based on credit limits, リース eliminates credit issues related to being unable to rent due to the social attribute of being a freelancer. In return for revenue (rental guarantee commission), リース obtains substantial personal and credit information, similar to applying for a mortgage from a financial institution. Additionally, user rental payment history data is collected to refine credit logic and improve credit algorithms, creating a cycle of continuous improvement."
Its site says now · captured 2026-08-23
リース株式会社/REASE Inc.
「個人の信用価値を最大化する」をミッションに掲げる、リース株式会社の公式企業サイトです。わたしたちについて、会社概要、プロダクト紹介、プレスリリースなどを掲載しています。
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