Prodigal

ActiveAI-native

Lending Intelligence Software

Y Combinator S18

What it does

We build AI agents for loan servicing and collections Prodigal has AI agents for loan servicing and collections. Our AI agents and apps help teams improve margins, run leaner operations, and maximize payments. We are working towards an Agentic vision for consumer finance wherein our AI agents automate critical roles, enhance operations, and drive revenue. Headquartered in Mountain View, California, Prodigal's global team combines deep expertise in financial services, AI research, and product innovation, driving efficiency and transformative results across the consumer finance landscape.

Its site says now · captured 2026-08-23

Prodigal - AI agents for loan servicing and debt collections

Purpose-built AI agents that increase self-serve payments, reduce operational costs and deliver better consumer experiences in loan servicing and debt collections.

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