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Lunch

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Lunch is building the payment infrastructure for the offline economy.

lunchpayments.comAI readiness report

What it does

"Lunch is a fintech company dedicated to revolutionizing the payment infrastructure for offline transactions. With a mission to accelerate the flow of money in the $7.8 trillion paper check market, Lunch aims to introduce the convenience of credit card transactions to every paper check payment, starting with the scholastic sector. Key offerings include a subscription receivables service that automates invoice collection for vendors, immediate flat-rate factoring without credit checks, and online payment processing for schools. Notable achievements include processing $300k monthly in subscription receivables, with a waitlist demand of $500k for factoring services. Lunch charges a 5% fee for transactions and is currently securing a debt facility to expand factoring operations. Additionally, the company has secured an exclusive partnership as the payment processor for a scholastic marketplace with over 900 vendors."

Its site says now · captured 2026-08-23

Lunch: Empower local businesses with early invoice payments

Lunch partners with local government to launch early payment programs for local businesses.

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