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Smile

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Smile provides user-authorized access to valuable employment and income data through a single API.

getsmileapi.comAI readiness report

What it does

"Smile is a pioneering enterprise and AI company in the Fintech and Insurtech sectors, offering user-authorized access to valuable employment and income data through a single API. As a trusted source for employment data in Asia, Smile enables banks, fintechs, recruitment agencies, and other service providers to leverage this data for various purposes such as employment verification, KYC, loan underwriting, and insurance processes. Individual users have the autonomy to grant permission for accessing their personal data, allowing for seamless sharing with trusted parties. By providing a secure and efficient solution for data sharing, Smile aims to enhance adoption rates, reduce costs, and mitigate risks for businesses across different industries."

Its site says now · captured 2026-08-23

Smile API | Employment Verification & Credit Data Philippines

Smile API: consent-driven employment and income verification service for credit decisioning, credit scoring, kyc, fraud prevention and pre-employment screening

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